                &\multicolumn{1}{c}{(1)}&\multicolumn{1}{c}{(2)}&\multicolumn{1}{c}{(3)}&\multicolumn{1}{c}{(4)}&\multicolumn{1}{c}{(5)}&\multicolumn{1}{c}{(6)}\\
                &\multicolumn{1}{c}{Any use}&\multicolumn{1}{c}{Value transactions}&\multicolumn{1}{c}{Number transactions}&\multicolumn{1}{c}{Saving}&\multicolumn{1}{c}{Late loan}&\multicolumn{1}{c}{New loan}\\
\midrule
Saving          &   -0.002         &  -15.570\sym{*}  &   -0.004         &  -12.614         &   -0.005         &    0.008         \\
                &  (0.003)         &  (9.128)         &  (0.011)         & (38.014)         &  (0.022)         &  (0.006)         \\
\addlinespace
Mobile Banking  &    0.013\sym{***}&    2.060         &    0.019\sym{*}  &   -8.975         &   -0.034         &    0.019\sym{***}\\
                &  (0.003)         &  (9.126)         &  (0.011)         & (38.006)         &  (0.022)         &  (0.006)         \\
\midrule
Observations    &    15000         &    15000         &    15000         &    15000         &     2710         &    15000         \\
Control Mean    &    0.028         &   26.556         &    0.062         &  428.527         &    0.067         &    0.172         \\
p-value Saving = MB&    0.000         &    0.053         &    0.036         &    0.924         &    0.182         &    0.062         \\
